MPOWER Financing: $100K Student Loans for International Students (No Cosigner Required)
Get up to $100,000 in student loans without a US cosigner through MPOWER Financing. Over 25,000 international students funded for US and Canadian universities.

Coming from a financially challenging background doesn't have to end your dreams of studying in America or Canada. I want to tell you about a company that's been quietly revolutionizing how international students fund their education — and they've already helped over 25,000 students make their dreams come true.
What is MPOWER Financing?#
MPOWER Financing is a lending company specifically designed for international students who want to study in the United States and Canada. What makes them different from traditional banks? They don't require a US cosigner or collateral — two major barriers that prevent most international students from getting educational loans.
Since their founding, MPOWER has funded over 25,000 international students, proving this isn't just a small-scale operation. They understand the unique challenges international students face and have built their entire business model around solving these problems.
Loan Details and Amounts#
Maximum Loan Amount#
MPOWER offers loans up to $100,000 for international students. This substantial amount can cover:
- Tuition fees
- Living expenses
- Books and supplies
- Other educational costs
No Cosigner Required#
Unlike traditional US banks that require American citizens to cosign loans, MPOWER evaluates international students based on their potential future earnings and academic performance. This removes one of the biggest obstacles for students whose families don't have connections in the US.
Eligibility Requirements#
School Eligibility#
To qualify for an MPOWER loan, you must be attending one of their 500 eligible schools in the US and Canada. This extensive network includes many top-tier universities and colleges.
Application Process#
The process is straightforward:
- Apply and get accepted to one of MPOWER's eligible schools
- Submit your loan application to MPOWER
- Complete their evaluation process
- Receive funding if approved
Remember, you need to secure admission to an eligible school first before applying for the loan.
Why This Matters for International Students#
If you're from a low-income family, traditional funding options are extremely limited. Most US banks won't lend to international students without substantial collateral or a US citizen cosigner. Scholarships and free education opportunities are highly competitive and not available to everyone.
MPOWER fills this crucial gap by:
- Removing cosigner requirements
- Accepting students from any country
- Evaluating future earning potential
- Working with a broad network of schools
Comparing Funding Options#
| Funding Source | Amount | Requirements | Success Rate |
|---|---|---|---|
| MPOWER Loans | Up to $100,000 | School acceptance, no cosigner | Varies by profile |
| Merit Scholarships | Full tuition possible | High academic achievement | Very competitive |
| Need-based Aid | Varies | Financial documentation | Limited for internationals |
| Family Savings | Varies | Personal resources | Not available to all |
How to Check Your Eligibility#
If you're serious about studying in America or Canada and need financial support, checking your MPOWER eligibility should be your next step. The process involves:
- Reviewing the eligible schools list
- Applying to those schools
- Submitting your MPOWER application
- Completing their evaluation process
Check your eligibility with MPOWER Financing here to see if this option works for your situation.
Alternative Funding Strategies#
While MPOWER loans are excellent for many students, don't put all your eggs in one basket. Consider combining multiple funding strategies:
- Apply for full scholarships at American universities
- Look into tuition-free universities
- Research universities that guarantee full funding for low-income families
Related Resources#
Before taking on student loans, explore these funding alternatives:
- 60+ Schools Offering Full Funding for International Students
- 3 Golden Steps to Free College for International Students
- 100% Scholarships Guide for International Students
- 71 Schools with Full Scholarships for International Students
Get More Help#
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